Grandma Robin's Meatloaf

1 1/2 pounds ground beef
3 slices of bread torn into small pieces (or 1/2 cup dry bread crumbs or 3/4 cup quick-cooking oats)
1 egg
1 cup milk
1 small onion, chopped (about 1/4 cup)
1 tablespoon Worcestershire sauce
1 teaspoon salt
1/2 teaspoon dry mustard
1/4 teaspoon pepper
1/4 teaspoon rubbed sage
1/8 teaspoon garlic powder
1/2 cup ketchup, chili, or barbecue sauce

Preheat oven to 350 degrees.

Mix all ingredients except sauce.  Spread mixture in ungreased loaf pan. Spoon sauce over top.  Bake uncovred for 1 to 1 1/4 hours.  Remove from pan.